The benefits of cryptocurrencies are clear. They create a new kind of money which is free from government manipulation. They offer a way for people to store wealth in their heads by memorising their seed phrases. Perhaps most importantly, they let people transfer value across borders quickly and cheaply by enabling sender and receiver to interact with each other directly, without having to rely on middlemen. However, many of the distinctive features of cryptocurrencies are actually holding back their use by the mainstream. Crypto markets are highly volatile, making all ...